Fraudsters are using AI technology to replicate the voices of unassuming victim's friends or family members and using them to extort money. More than a quarter of people have already been targeted by these AI voice cloning scams at least once in the past year. This is Money asked banks how they are combatting the rising tide of AI voice cloning scams and what they are doing to protect customers.

Savers can find the best short-term micro-fixed deals through savings and investing platform Prosper. It is offering a 90-day notice account paying 5.27%, a three-month fix paying 5.2% and a six-month fix paying 5.3%

Are you happy earning between 1.2% and 1.75% on your savings? I certainly wouldn't be when prices are rising by 2.2% a year. But these are the rates that you earn if you leave your money in the standard easy-access account with the big High Street bank that runs your current account. If you've thrown your money in one of these duff accounts it means you're losing purchasing power.

You would think banks and building societies would make life simple for those who look after their loved ones' affairs. After all, taking on this responsibility for someone when they are no longer able to do it themselves is hard enough as it is. But banks and building societies can make it difficult, tiresome and time-consuming to get the best savings account.

Under the new rules, banks and building societies will have to weigh up whether local communities lack access to cash services, like branches and ATMs, and provide additional services where they find 'significant gaps'.

The rules, which changed last week, mean customers are now charged 2.99% fee on all debit card transactions outside of the UK. The high street bank previously allowed customers to spend on their debit cards and make cash withdrawals in Europe free of charge.

I opened an NS&I account for my goddaughter when she was born. She has now turned 18 but NS&I has said it can't trace the account. I put money in the account every single month for the last 18 years by standing order and it should now have around £2,000 in it. What should we do?

Investors bought and held 540,384,433 more bonds in this month's draw compared with last month's - the highest increase in more than a year. The NS&I rate has held steadfast since March, while other easy-access rates have dropped.

Complaints about fraud and scams have hit a record high, official data from the Finacial Ombudsman Service (FOS) shows. But a code that means those who fall victim are reimbursed which is set to come in next month is set to be watered down.

Premium Bonds are home to more than 22million Britons' savings. The prize fund rate is now 4.4% and the odds of winning a prize are 21,000 to 1. Here's how the prize fund rate differs to an interest rate.

Savings rates have been falling at an alarming speed since the Bank of England cut the base rate to 5%. What is breathtaking is the speed of the falls - it is almost as if the providers have planned them for months. Here are the best places to put your money if your savings account has taken a hit.

Savings rates across the board have suffered from the Bank of England base rate being cut to 5% earlier this month. But there is some good news. Savers can not get a top one-year fix paying 6.1% with savings platform Raisin.

Anyone who is one of the 225,000 savvy savers who snapped up Guaranteed Growth or Income Bonds last summer is being given a second bite at the cherry when their fixes come to an end. NS&I is offering 5.15% for those who fix for one year or 5.03% for those who prefer monthly interest.

Top-fixed rate deals could fall below 5 per cent by the end of the month, savings experts have warned. Headline fixed-rate deals have been cut left, right and centre across different terms. This is Money analysis found that since the base rate was cut to 5% last week, at least 41 savings accounts have had their rates cut .

Welcome to the brave new world of banking, where, at the flick of a wrist it will be possible to apply for a mortgage agreement in principle in ten minutes. VR technology has long been popular with video gamers but it's not exactly the go-to for managing your finances. However, NatWest assures me the technology will give its customers, as well as those who save with Royal Bank of Scotland and Ulster Bank, a new way to manage their money at a time when banks continue to direct customers online.

TSB is offering £100 cashback to be paid into the account in October - and a ramped up cashback offer. We run the rule over the deal to see if it is worth getting.

Every month, Premium Bond holders eagerly wait to find out whether they have won a big prize in NS&I's prize draw. And this month, a saver from Kent has scooped a huge amount from a tiny holding bought when James Blunt (pictured) topped the charts with You're Beautiful.

Chip's Isa currently has a limited added bonus of 0.11% for new customers who open an account on its app. But savers will need to move quickly if they want to get this top rate as the offer ends tomorrow 31 July at 11:59pm.

Revolut has received a UK banking licence from the regulator after first applying for one three years ago. It first applied for a licence from the Bank of England in 2021, to allow it to expand in the UK. But Revolut ran into problems throughout the application, including failing to publish its accounts on time two years in a row.

There was an uptick in people using physical money in 2023 - though most prefer cards and digital payments and two thirds say they would be comfortable leaving their wallet at home. Almost four in 10 UK adults were living largely cashless lives during 2023, a new report from UK Finance suggests. But while many UK adults are now living a largely cashless life, the number of people mainly using cash in 2023 actually rose to 2.6 per cent of the population or 1.5million adults - the first rise since 2019.

Some areas of London and the East of England would have no ATM machines within the next two years if the current trend of closures continues, a report has warned. South Cambridgeshire and the London suburbs of Ruislip, Northwood and Pinner would have none by June 2026, according to worrying projections from portable card machine company Merchant Machine. Cash payments fell to a fresh low last year, with only 12 per cent of purchases made with coins and notes, trade body UK Finance warns.

Savers could need up to £50,000 to have a sufficient emergency savings pot depending on their age and circumstances. We reveal how much you should put aside to be confident it will be enough, and which age group has to grapple with the highest everyday costs. And we explain the top easy access options for where to keep your emergency savings fund.

Nationwide Building Society held its AGM today. The meeting was held online for the second year running. We reveals five of Nationwide members' most pressing questions to the board as the pending Virgin Money takeover took plenty of airtime.

Santander has launched a prize draw for new Santander Edge student current account customers containing 50 prizes worth up to £27,750. Here is what you need to know to be in for the chance of winning a prize.

The Financial Ombudsman Service is investigating more scam complaints than ever before, with banking grievances up almost a third in one year.

Take cover. Our savings are likely to be in the line of fire over the next five years as the new Labour government turns its guns on finding more money. We will probably have to wait until the first Budget - which is likely to take place in September - to find out whether crucial savings allowances will be hit.

Mikael Armstrong has mustered more than 5000 signatures demanding a vote on the deal - the largest takeover in the sector since the 2008 financial crisis. Armstrong argued that Nationwide's 16 million members, who own Britain's largest building society, should also be balloted. But in a surprise twist, we have learned that Armstrong's various accounts with the society were frozen in April - just as his campaign against the deal was getting into full swing.

Barclays has become the latest bank to dangle a carrot in front of customers in an attempt to reel in new business. It is offering a £175 switching bonus to customers who switch to one of its current accounts - but they will need to jump through several hoops first.

The secret to saving success is compound interest. Over the long-term this earns you interest on the interest on your savings and boosts your returns. This calculator works out how much a regular monthly savings scheme could make and how much a lump sum investment could be worth.

How hard does your bank account work for you? Hard enough to give you cashback on your household bills, interest on your balance or simply standout customer service? Here is our pick of the best accounts to make your money work harder, cut down on fees, or get free stuff.

A new wave of savings platforms have emerged in recent years which help savers keep track of their accounts more easily and move money into better rates after signing up. We round them up, look at the top rates from savings platform Raisin and reveal whether they beat the best buys in our independent This is Money savings tables.